DeFi Needs CeFi

There is some good news coming to DeFi and CeFi

Check out our new platform — https://thecapital.io/

Dive into DeFi

DeFi still has a small crypto market share, even though the community has mindshare of it being the semi-new big thing in crypto. Some numbers to put it into perspective; Total market cap is around $16 billion, which is about 4% of the total crypto market. Decentralized exchanges represent 3% of the overall crypto exchange trading value. With an estimated 160,000 users in DeFi, that is 0.32% of the 50 million addresses on the blockchain.

The numbers stated above are just statistics, this is not the entire painting of DeFi. For example, the growth rate of Defi has been very high and fast, to the point where even insiders can’t keep up. New product introductions happen on a daily basis, consuming the innovation and creativity share within the blockchain industry.

As mentioned in our previous newsletter, DeFi is still in its baby stage and is unable to have a healthy trajectory. All of the positivity and excitement that is around the topic comes from early adopters or “crypto nerds.” For this segment to thrive, it has to enter the mainstream room, where Bitcoin has been struggling to get into up until recent years. This way DeFi can attract users that wouldn’t understand the “geekiness” hype but see the financial potential in a secure way.

Where are the current DeFi users from?

To have financial self-custody is somewhat of a dream come true, believing that this alone will help DeFi reach mainstream is dogmatic. It is unfortunate that there is a lack in number of users that would deal with DeFi’s user experience.

This is due to the initial complexity users will face in DeFi: Liquidity pools, liquidity providers, staking, yield farming, flash loans, vaults, money market as protocol, credit delegation, bonding curve, slippage, algorithmic market-making, and so on. These subjects are intricate and won't be understood by mainstream users.

Good News for DeFi à CeFi

CeFi exchanges have already built mainstream user experiences inside their exchanges. A key requirement to be successful. Bringing a DeFi product into their services and integrating them is perfect to be able to sell these new unknown products under known mainstream user conditions. Several have begun to list DeFi token or introducing stake services, all good baby steps to appeal to the uprising community.

CeFi players have started to pick out which DeFi products they want to build on top of. Also, these players sometimes serve as the “wholesalers” of these products, by integrating them and giving them a retail face. They apply their own brand coat on top of the tech coming from DeFi and sell it through their own user experience.

Becoming a more full-service financial services institution is something a CeFi exchange strives to be. These players need to become DeFi’s distribution channels to be viewed as a full-scale service. Good news for DeFi players wanting to enter the traditional market audience, they can collaborate and be serviced through CeFi branding.

Both industries have to reach out in order to make collaborations of this proportion continue to happen.

https://twitter.com/thecapital_io


DeFi Needs CeFi was originally published in The Capital on Medium, where people are continuing the conversation by highlighting and responding to this story.



from The Capital - Medium https://ift.tt/2Zb8xWh

Post a Comment

0 Comments